> Cosigner and Authorized ... and the primary cardholder has good credit, an authorized user can build their own credit simply ... 2017 Capital One. Adding family members as authorized users. ... adding them to your credit card account as an authorized user. ... come with a Capital One credit card. I was recently added to a Capital One account as an authorized user. One month and one statement letter, I found that they did not - 1533630 If youre working on your credit, becoming an authorized user on a credit card could be a good option, but its important to weigh the pros and cons. Becoming an authorized user on someone elses credit card account can help you build your credit. Here's what to know about how it works and what to do. Being an authorized user onto someone's credit card account can help build credit. Here are a few things to think about before you make the move. Being an authorized user onto someone's credit card account can help build credit. Here are a few things to think about before you make the move. Capital One Citi Chase Barclaycard HSBC. I am trying to build good credit. How Does Being an Authorized User Affect My Credit Score? ... will being an authorized user build credit? ... My Discover and Capital One-which says it New to the U.S.? There are several ways to start building a good credit history, most notably by becoming an authorized user on another's credit card Being an authorized user on a credit ... Reference to the account may appear on the authorized users credit reports. Hi mnoruz11! My fiance is also an authorized user on my Chase credit card and a similar thing happened to us. I made a late payment and our credit Does adding an authorized user build their credit? ... What are the rules when adding an authorized user to Capital One Credit Card Accounts? If i add an authorized user to my account will it help build their credit? Learn everything you need to know about adding an authorized user to your card. How do authorized users build credit history? Learn how and with whom to become an authorized user with to make the greatest impact to your credit scores. Q: I have a question about my Capital One consumer credit card account. We have three people on our account. Does Becoming an Authorized User Help Your Credit? Harry ... Risks of Adding an Authorized User. Adding someone as an authorized user on your credit card can help them build credit, but you should know you're on the hook for anything they buy. Distinguish between an authorized user and a joint account holder. When you add someone to your credit card, they're either a joint account holder or an authorized user. Becoming an authorized user on a parent's or spouse's credit card can be a smart way to build credit. But it's not without risks.